We have been in the receivables factoring business since 1979, are independently owned, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and in doing so, can help you through any bad circumstances you might encounter. We won't collapse when the times get bad, as some receivables factoring companies regretfully have before.

Every factoring company has criteria for size, industry, and risk. It's pretty hard for you to choose which receivables factoring firm is a second to none fit for you. By reaching out to us, we'll get to know your situation very quickly and help you locate the right match for your business - it might be us or another receivables factoring company.

We have a vast network of receivables factoring industry counterparts, these cooperative connections were built over 20+ years in the business. So, when you take the time to lay out your needs to us, we have all the confidence in the world that you will find exactly what you need..

Most receivables factoring businesses let you select and choose your customers that you want to factor. But a few of them usually have a minimum amount prior to doing business with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is a bit like having a credit card in your pocket. You have it to use when you need it but don’t sign an agreement which will make you use receivables factoring when you don't need it.

Most receivables factoring businesses are not upfront about their fees. You better take out your magnifying glass to go over the fine print to spot those fees. We will not treat you this way.  We are unconditionally upfront about our fees. When you apply, you are presented with a straightforward, no obligation rate bid with the fee for your company. It is going to be tough finding another factoring company, if any, that will be unconditionally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our general advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few accounts receivable factoring companies are financed by Wall Sreet investors. We are an independently owned company and don't take marching orders from investors and boards. Like you, we are like-minded business people and we can truly appreciate what it takes to run a business. We take the time to hear your story, determine struggles. Based on that information we will put together a personalized solution for you. Most accounts receivable factoring companies especially the Silicon Valley Fintech ones generally look for the algorithm to determine your company's funding program. Do you want to count on an algorithm as a cash flow partner to fund your business?

Most receivables factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you get your own dedicated account administrator to be your point of contact – who really knows your business inside out, and can assist you in ways the others just can't or won't.

Don't forget the fact that the receivables factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also watch each invoice and follow them as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is made.

Our business credit monitoring systems allow us to spot developing negative trends so that we can protect you from risky transactions. You have immediate access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection problems so to nip them in the bud immediately.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay tuned to negative payment trends. This is essential to avoid unnecessary write-offs.

Our company uses advanced technology to accelerate the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to lower rates for you. Most other companies are not even in the same neighborhood.